I am one of the millions of Americans who cannot afford insurance. And yet, I was a single parent during the ’70s and ’80s working as a secretary. I had insurance during that time. It was a godsend. It was included as a part of my benefits package. Now, people with the same jobs, have to pay out-of-pocket and it is usually too high for them to maintain. There is something terribly wrong with this situation. Please help. Colleen Marshall, El Dorado Hills